Money is a renewable resource. You can earn more, borrow more, find more. Time is not. The asymmetry between them is obvious enough that most people acknowledge it in the abstract and ignore it in practice — spending hours to save dollars, structuring their lives to preserve financial capital while treating temporal capital as inexhaustible. The bootstrapped operator who learns to account for time the way accountants account for money has a structural advantage that compounds in ways money can’t replicate.