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      <title>Health and Medical Costs: Where Frugality Has Limits and Where It Does Not</title>
      <link>https://bootstrapping.org/2026/04/09/health-and-medical-costs-where-frugality-has-limits-and-where-it-does-not/</link>
      <pubDate>Thu, 09 Apr 2026 00:00:00 +0000</pubDate>
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      <description>&lt;p&gt;Healthcare costs are both the most important category to optimize and the most dangerous to cut carelessly. The frugality framework here is: eliminate waste without eliminating care.&lt;/p&gt;&#xA;&lt;p&gt;&lt;strong&gt;Generic medications are identical to brand-name equivalents by law.&lt;/strong&gt; The FDA requires generics to have the same active ingredient, strength, dosage form, and route of administration as their brand-name counterparts. Paying brand-name prices for a genericized drug is pure waste. GoodRx and Mark Cuban&amp;rsquo;s Cost Plus Drugs frequently deliver significant savings on both generic and some brand-name medications.&lt;/p&gt;</description>
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